Mastercard Chargeback and Ratio (Table)
Check your Mastercard chargebacks at a glance. See your past, present and future.
Take smart decisions in time to protect your business.

The Terms
Chargeback
A chargeback is a forced refund of purchase. Typically, a dissatisfied consumer tells their bank to reverse the charge. The bank does this automatically or after an investigation of potential fraud. Their card networks (Visa and Mastercard) place a limit on the acceptable ratio of chargebacks per merchant.
Mastercard Chargeback Limits
For Mastercard as of May 2020 the limit is 1.5% of chargebacks as a ratio of sales in the current month after a threshold of 100 chargebacks have been reached.
Count
The number of chargebacks during a period, typically a month.
Ratio
The number of chargebacks in the month of interest divided by the number of transactions during the previous month. For example, 10 chargebacks divided by 1,000 transactions equals a 1% chargeback ratio.
The Math
Count
The sum of all individual chargebacks during the period, typically one month.
Ratio
The count of chargebacks in the month of interest divided by the count of transactions, of the previous month
Average Count
The average of chargebacks of last 1 year.
Average ratio
The average of chargebacks ratios of last 1 year
The Visuals
No Color
The count or ratio is below the threshold by more than 25%
Yellow
The count or ratio is within 75% to 100% of the threshold.
Red
The count or ratio is over 100% of the threshold.
The Updates
This report updates once per day at 8 a.m. Central European Time GMT+2.
The Filters
Default is 30 days like almost all reports
When comparing data ranges it is good to use the same amount of days in the selection and comparison. Comparing date ranges requires both time frames to have the same amount of days.
Updated over 2 years ago